I'm going to admit it.  I'm  prejudiced.  They say you should never judge a book by its cover.  I say you don't have to eat the whole apple to know its bad.  And once you've had a bad apple, you know what to look for so you don't have to go through that again.   You know the old saying... "Fool me once, shame on you.  Fool me repeatedly for three and a half years and I'm just asking for it."

In the reality-based world, anticipating future events based on past experience is considered prudent risk management.  If you look at it from an evolutionary standpoint, it is a positive survival characteristic.  Here's why that's important...