Most popular health insurance companies on Insurance.com
Large health insurance companies like UnitedHealthcare, Anthem and Aetna dominate the health insurance market, but they’re not the only options for you.
There are dozens of smaller health insurance companies that might be a better fit for your needs. The individual and nongroup insurance market offers a wide range of insurers from mega companies to smaller insurers that focus on one state or one particular type of health insurance.
It’s critical to shop around when buying an individual health insurance plan. You might find a cheaper plan. You could find one with more protection.
Most popular health insurers
We dug through our data to see what our readers are choosing for health insurance companies through our site.
These rankings were based on more than one million health insurance quotes for readers between October 2014 and October 2018 on Insurance.com and Insure.com. We’ve broken it down by age group and state to show you what individual and nongroup health insurance options our readers are choosing, so it gives you an idea of what avenues are available to you.
You’ll find UnitedHealthcare dominates this list. That makes sense considering that it’s the largest health insurer in the U.S.
You’ll see other major health insurance companies like Cigna and Aetna. You’ll also see an insurer like Oscar Health. The startup with a technology focus has expanded into new markets over the past two years.
Here’s what we found:
Age groups
Under 25
UnitedHealthcare
Oscar Health
25-34
UnitedHealthcare
Oscar Health
Blue Shield of California
35-44
UnitedHealthcare
Oscar Health
Blue Shield of California
45-54
UnitedHealthcare
Oscar Health
Blue Shield of California
Cigna Health
55-64
UnitedHealthcare
Oscar Health
Cigna Health
Blue Shield of California
65+
Physicians Mutual
UnitedHealthcare
Cigna Health
States
Alaska
UnitedHealthcare
Physicians Mutual
Alabama
UnitedHealthcare
Physicians Mutual
Aetna
Arkansas
UnitedHealthcare
Physicians Mutual
Aetna
Arizona
UnitedHealthcare
Physicians Mutual
Cigna Health
California
UnitedHealthcare
Oscar Health
Blue Shield of California
Colorado
UnitedHealthcare
Aetna
Cigna Health
Connecticut
UnitedHealthcare
Physicians Mutual
Cigna Health
District of Columbia
Physicians Mutual
Aetna
Delaware
UnitedHealthcare
Physicians Mutual
Aetna
Florida
UnitedHealthcare
Physicians Mutual
Aetna
Georgia
UnitedHealthcare
Cigna Health
Physicians Mutual
Hawaii
UnitedHealthcare
Physicians Mutual
Iowa
UnitedHealthcare
Physicians Mutual
Aetna
Idaho
UnitedHealthcare
Physicians Mutual
Illinois
UnitedHealthcare
Physicians Mutual
Cigna Health
Aetna
Indiana
UnitedHealthcare
Physicians Mutual
Cigna Health
Kansas
UnitedHealthcare
Physicians Mutual
Aetna
Kentucky
UnitedHealthcare
Physicians Mutual
Aetna
Louisiana
UnitedHealthcare
Physicians Mutual
Cigna Health
Massachusetts
Physicians Mutual
Aetna
Maryland
UnitedHealthcare
Physicians Mutual
Aetna
Maine
UnitedHealthcare
Physicians Mutual
Aetna
Michigan
UnitedHealthcare
Physicians Mutual
Aetna
Minnesota
UnitedHealthcare
Cigna Health
Missouri
UnitedHealthcare
Physicians Mutual
Aetna
Mississippi
UnitedHealthcare
Physicians Mutual
Aetna
Montana
UnitedHealthcare
North Carolina
UnitedHealthcare
Cigna Health
Physicians Mutual
North Dakota
Physicians Mutual
Nebraska
UnitedHealthcare
Physicians Mutual
Aetna
New Jersey
Oscar Health
Cigna Health
Physicians Mutual
New Mexico
UnitedHealthcare
Nevada
UnitedHealthcare
Physicians Mutual
Cigna Health
New York
Oscar Health
Ohio
UnitedHealthcare
Physicians Mutual
Oscar Health
Oklahoma
UnitedHealthcare
Physicians Mutual
Aetna
Oregon
UnitedHealthcare
Physicians Mutual
Pennsylvania
UnitedHealthcare
Cigna Health
Physicians Mutual
Rhode Island
UnitedHealthcare
South Carolina
UnitedHealthcare
Cigna Health
Physicians Mutual
South Dakota
Physicians Mutual
Aetna
Tennessee
UnitedHealthcare
Physicians Mutual
Oscar Health
Texas
UnitedHealthcare
Physicians Mutual
Cigna Health
Utah
UnitedHealthcare
Physicians Mutual
Aetna
Virginia
UnitedHealthcare
Physicians Mutual
Cigna Health
Aetna
Washington
Aetna
Wisconsin
UnitedHealthcare
Physicians Mutual
Aetna
West Virginia
UnitedHealthcare
Cigna Health
Physicians Mutual
Wyoming
UnitedHealthcare
Physicians Mutual
Aetna
Shopping for health insurance
No matter what you’re looking for in a health insurance plan, there’s an option out there for you. Find out more about specific types of plans like PPOs, HMOs and HDHPs.
When choosing a health plan, here’s what to think about:
- Would you rather pay higher premiums or out-of-pocket costs when you use health care services?
- Would you be willing to get a plan with a restricted network like an HMO if it means lower rates or do you want more flexibility and willing to pay higher premiums?
- Which health insurers does your health care providers accept?
- How many times did you use health care services over the past year? What do you expect for the coming year?
Once you answer these questions, you can begin your health insurance buying process. Make sure to put in the effort so you can get a plan that best suits your needs.
