Health cost-sharing is a way to satisfy your healthcare costs and help others while upholding your Christian beliefs and sticking to your budget.
Christian Healthcare Ministries (CHM) is celebrating 40 years as the nation’s first and longest-serving health cost sharing ministry that provides a cost-effective, accountable and faith-based framework to help fellow believers facing a health crisis. Likewise, brothers and sisters in Christ step in to help you in your time of need. Members’ pre-set monthly financial gifts to CHM are the funds used to share each other’s healthcare costs.
The ministry shares 100 percent of eligible bills and overall has shared $5 billion in members’ healthcare costs. That’s 40 years of faithful medical bill sharing. CHM is also a Better Business Bureau Accredited Charity and the only health cost sharing ministry featured on The Ramsey Show.
CHM is a federally certified exemption to the individual mandate under the U.S. Affordable Care Act. As such, CHM is an eligible option for individuals and families under the national healthcare law.
Jeff Christerson and his girlfriend were attending a music festival when the unthinkable happened: a shooter opened fire, killing 58 and leaving more than 850 wounded. Jeff explains how CHM members shared his medical bills and is grateful for God's “second chance at life.”